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Features of Plan:
Under this plan the sum assured is payable only in the
event of the L.A'S death occurring within the selected
period from the commencement of the policy. This plan
caters to the need of insuring public who requires risk
cover for a short period of two years or less medical
examination is compulsory. The proof of age must be
along with the proposal.
No maturity benefit under this plan, but the death benefit
is equal to SA.
Plan parameters
Age at entry: Min. 18 yrs. (LBD), Max. 60 yrs (LBD)
Max. Maturity age: 62 yrs
Sum assured: Min. 50, 000, Max 1crore
Term allowed: 6,12,18, 24 month
Sum assured
In Muliple of: Rs.50, 000
Mode of payment: Single premium
Accident benefit: Not allowed
Policy loan: No
Housing loan: No
Assignment: Yes
Revival: Yes
Surrender of policy: No
Survival Benefit: No
Term rider: No
CIR: No
Under writing
Form no: 300/340
Age proof: standard
Female lives category: I
Non-medical (Gen): not allowed
Non-medical (Prof-): not allowed
Non-medical (special): not allowed
Actual sum assured: basic SA
Risk coverage: SA
Dating back: allowed @ 8% pa
Age must be admitted before completion.
Plan not allowed:
To physically handicapped lives, When occupational extra
chargeable, for pregnant Women
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