Features of Plan:

Under this plan the sum assured is payable only in the event of the L.A'S death occurring within the selected period from the commencement of the policy. This plan caters to the need of insuring public who requires risk cover for a short period of two years or less medical examination is compulsory. The proof of age must be along with the proposal.

No maturity benefit under this plan, but the death benefit is equal to SA.

Plan parameters

Age at entry: Min. 18 yrs. (LBD), Max. 60 yrs (LBD)
Max. Maturity age: 62 yrs
Sum assured: Min. 50, 000, Max 1crore
Term allowed: 6,12,18, 24 month
Sum assured
In Muliple of: Rs.50, 000
Mode of payment: Single premium
Accident benefit: Not allowed
Policy loan: No
Housing loan: No
Assignment: Yes
Revival: Yes
Surrender of policy: No
Survival Benefit: No
Term rider: No
CIR: No

Under writing

Form no: 300/340
Age proof: standard
Female lives category: I
Non-medical (Gen): not allowed
Non-medical (Prof-): not allowed
Non-medical (special): not allowed
Actual sum assured: basic SA
Risk coverage: SA
Dating back: allowed @ 8% pa
Age must be admitted before completion.

Plan not allowed:
To physically handicapped lives, When occupational extra chargeable, for pregnant Women

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