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Features of plan
LIC provides two insurance plans to start off your journey with the LIC family, Bima Account-I and Bima Account-II. These plans come equipped with all the mandatory prerequisites like liquidity, simple terms and conditions, risk cover, guarantee on returns etc. Bima account plans follow the trend of ease and simplicity to provide one with insurance against regular issues. In addition to regular benefits, Bima Account-I insures an individual without the need to undergo any prior medical examination.
All Bima Account plan customers are provided with a Policy Holder’s account, i.e. for every individual policy holder, there is a separate account entity. The amount paid by the customer will be credited into their account after the deduction of the charges mentioned under the policy agreement. In addition to this, there are various kinds of bonus earnings this policy delights its customers with. Every account under this scheme is entitled to an interest of 6% per annum, under the condition that all premiums due are paid and also account maturity bonuses are provided depending upon the age of the created Bima Account of the policy holder. Any additional premiums can also be paid, known as top-ups, without any increment in the risk cover.
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